Is a language and cultural exchange program that allows people to learn a language in an informal and relaxed context. The program was founded in Portugal in 2012, is present in 25 cities, offers exchanges in 55 languages, and has participants from 198 countries. SPEAK brings together newcomers and locals living in the same city through community-led language groups and cultural exchange events, both online and in presence. To participate, one can simply access the program site, choose the city of residence and select a language group or event. The goal of the program is to offer people the opportunity to improve their conversation skills, learn about the culture of others, and share their own. The principle of the program is the idea that participants can learn from each other, discover common interests and make new friends, breaking down barriers and overthrowing prejudices. Each language group is made up of between 4 and 10 participants who are accompanied by two “buddies” that teach their native language or any other language with which they are familiar. “Buddies” are not professional teachers; they are volunteers who want to share their knowledge of a language and learn from others in a dynamic and open context. Anyone can become a “buddy” and attend the other groups as well as the events. Each language group has two levels, basic and conversational, and consists of 12 sessions of 90 minutes. In addition, SPEAK has a team of ambassadors who organize cultural events where those who decide to participate have the opportunity to share their experiences, practice the language of their preference, and meet other members of the community. The events are held regularly and the language groups are opened monthly according to the availability of “buddies” and the demand in each city. “The best way to learn a language is by using it. You will do most of the talking during sessions and you’ll practice everyday conversations that you can use everywhere”.
Through a combination of passion for what we do, a desire to innovate and our ambition to define the future of the offshore wealth advice industry, Skybound Wealth Management exists to guide you through the important financial decisions required today, to ensure you benefit from the freedom of tomorrow. Like feathers in the wind, the life of an international worker can take them to the most random and wonderful places as they excel in their careers. And often with this change comes opportunity. Our regional offices dovetail together creating one worldwide team, combining global coverage with local knowledge to ensure all our clients are able to utilise their international status to secure their future, regardless of where their journey might take them. By harnessing cutting-edge communication technology, Skybound provide a number of ways to keep in touch in addition to the more traditional methods of contact. Interactive web meetings, online conferencing and the Skybound Investor Portal place your Adviser, and access to your investment portfolio, literally in the palm of your hand, 24 hours a day. Our Vision is simple. To create a brand that instils pride in its employees, clients and business partners, enabling all involved to assist in building the most respectable financial planning company in the world.
Moja combines in a single application the functionality of multiple apps. Moja is an enterprise engine designed to empower both entrepreneurs and consumers through trade, training, network-building, and financial inclusion. Moja empowers entrepreneurs to transact business locally and across borders, build trade networks, learn digital marketing and business skills, and access a full range of services, including loans and insurance. Moja empowers consumers with a complete suite of educational offerings, a trustworthy environment in which to shop for products, a means to communicate with their community, and a broad range of value-added services. Moja is a platform for flourishing—a complete ecosystem on a smartphone. It has an elegant interface designed specifically for the practices and preferences of Africans. Moja is not a Western clone and is not based on any existing platform. Moja 1.0 combines in a single application Moja Marketplace, a culturally adapted and innovative b2b and b2c trading platform; Moja University, an e-learning environment; and Moja Connect, a business-oriented social networking system. But this is just the beginning. Subsequent releases will include a full suite of financial services (Moja Pay), a mobile-based loan and insurance facility (Moja Money); a full range of innovative mobile-based and value-added features; and a greatly expanded curriculum in Moja University.
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